Please read these terms and conditions carefully. On our website, you will be asked to read these terms before placing a Course booking. You should only proceed with your Course booking if you agree to these terms.
In these terms and conditions, when we use the term:
"Course" we mean the provision of a training course and information on various financial products and/or financial techniques as described in the marketing material relevant to a particular course;
"Course Material" we mean all material, data, information, books and products provided as part of, during, or supplemental to the Course;
"terms" we mean these terms and conditions;
"we" we mean Alpha Finance Advisors Limited and our officers, employees, partners, affiliates, subsidiaries, parent companies, successors and assigns, agents or representatives and
"us" and "our" will be construed accordingly;
"you" we mean our customers or potential customers booking a Course under these Terms and "your" will be construed accordingly.
The advertising of Courses on our website constitutes an invitation to treat and your submission of a booking request for a Course constitutes a contractual offer. No contract will come into force between you and us unless and until we confirm your booking in accordance with the procedure detailed below.
To attend a Course, you will need to take the following steps: (i) select the "Upcoming Workshops" link on our website; (ii) you will be transferred to an Eventbrite website; (iii) select the relevant Course and ticket, and then proceed to the checkout; (iv) you will be transferred to the PayPal website and you must make your payment through PayPal; (v) Eventbrite will send you an automatic acknowledgement of your application; (vi) once we have verified the status of your booking, and subject to availability of places on the relevant Course, we will send you a confirmation of your booking for the Course, at which point your booking becomes a binding contract.
We recommend that you download, print and retain a copy of these terms for your records. We will not file a copy of these terms specifically in relation to your booking and we may update these terms on the website from time to time, and so we do not guarantee that the version that you have reviewed will remain accessible. The only language in which we provide these terms is English.
Our Courses provide training and information on various financial products and/or financial techniques as described in the relevant marketing material.
We will provide the Courses with reasonable skill and care.
Price and Payment
Prices for our Courses are quoted on our website; however it is always possible that some of the prices on the website may be incorrect. We will verify prices as part of our online booking procedures.
Payment must be made in full upon submission of your booking request. We may cancel the contract between you and us if the price is not received in full from you in cleared funds within five days of you making your booking or, if earlier, the date of the Course. Prices on the website include VAT when applicable.
Payments must be made by PayPal or any other method detailed on our website from time to time.
We may change our prices from time to time, but changes will not affect contracts which have already been concluded.
Venues and Dates
Where we have a valid reason to do so, we may change Course dates and venues by giving you reasonable notice of the change.
Your rights to cancel or transfer
You may cancel a Course booking:
- At least 20 business days before the Course is due to begin, (in which case you will be entitled to a full refund of the amount minus transaction costs); or
- Between 20 business days and 10 business days before the Course is due to start (in which case you will be entitled to a 50% refund of the amount minus transaction costs).
If you cancel a Course booking 10 days or less before the Course is due to begin, or if you fail to attend a Course, you will not be eligible for a refund.
If you transfer a Course booking to a colleague of the same organisation, there will be no charge. If you transfer to an alternative Course, a fee of £50 will be charged for a one day Course, or £100 for a two day Course.
If you transfer or cancel a contract, you must inform us by email or in writing to the principal postal address or email address set out in the "About Us" section of these terms. Your notice of cancellation or transfer must be actually received by us on or before the relevant date set out above.
If you cancel a Course booking and are entitled to a refund, we will usually refund any money received from you using the same method used by you to pay for your purchase. We will process the refund as soon as possible and in any event within 20 business days of the day your valid cancellation notice was received.
You warrant and represent to us that you are legally capable of entering into a binding contract with us and you have full authority, power and capacity to agree to these terms and that the information provided in or in connection with your booking request is accurate and complete.
We are not regulated by The Financial Services Authority and we are not authorised or exempt under the Financial Services and Markets Act 2000. None of the information provided during the Course or in the Course Material is intended to constitute financial advice and you agree not to treat it as such.
Intellectual Property and Confidentiality
We own all copyright, trademarks and/or any other intellectual property rights in and to the Course Material.
You may use the Course Material solely for your own private use and benefit.
You may not copy, reproduce, modify, transfer, distribute or sell of any Course Material for commercial purposes or in any manner that might compete with our business or the business of any of our group companies or affiliates.
Save as may be required by law, court order or any governmental or regulatory authority you agree to keep confidential any information concerning our business or the business of our Representatives.
Limitation and exclusions of liability
Nothing in these terms will: (a) limit or exclude liability of a party for death or personal injury resulting from negligence; (b) limit or exclude the liability of a party in any way that is not permitted under applicable law; (c) limit or exclude the liability of a party for fraud or fraudulent misrepresentation by this party.
The Course and the Course Material is made available for your general information and use and is not intended for trading purposes or to address your particular requirements. We do not represent or warrant the accuracy, completeness or reliability of any opinion, statement or other information given either during the Course or forming part of the Course Material. Any reliance by you on the content of the Course or the Course Material shall be at your own risk.
The Course or the Course Material does not constitute any form of advice, recommendation or arrangement by us (including, without limitation, financial or investment advice or an offer or solicitation to buy or sell any security, financial product or other investment) and is not intended to be relied upon by users in making (or refraining from making) any specific investment or other decisions. Appropriate independent advice should be taken before making any such decision.
We will not be liable to you for any incidental, punitive, indirect, special or consequential damage, loss or expenses, including but not limited to any loss of business, contracts, revenue or profits, any business interruption or loss of goodwill suffered by you; or any direct damage, loss or expenses arising from loss of customers, loss of profits, loss of anticipated profits or loss of savings.
We will not be liable to you in respect of any losses arising out a force majeure event as described in the section immediately below.
We will not be liable to you in respect of any loss or corruption of any data, database or software.
Our aggregate liability to you will not in any case exceed the total amount paid by you for the relevant Course.
We shall be deemed not to be in breach of any contract by reason of delay in performing, or any failure to provide any Course, if the delay or failure was due to any cause beyond our reasonable control. Where an event beyond our control gives rise to a failure or delay in us performing our obligations under these terms and conditions, those obligations will be suspended and we will either offer you alternative dates or offer you a refund.
If you breach any of your obligations under these terms, you hereby agree to indemnify us and undertake to keep us indemnified against all and any liabilities, losses, damages, expenses and costs (including legal expenses and amounts paid in settlement of any demand, action or claim) arising directly or indirectly out of such a breach by you.
If any of the provisions of these terms is held invalid or unenforceable by a court of competent jurisdiction, the remaining provisions will remain in full force and effect and such valid invalid or unenforceable provision or portion thereof will be deemed omitted.
No waiver of any provision of these terms whether by conduct or otherwise, in any one or more circumstances, will be deemed to be, or construed as, a further or continuing waiver of that provision or any other provision of these terms.
You may not assign, charge, sub-contract or otherwise transfer any of your rights or obligations arising under these terms unless expressly permitted in these terms.
Each contract under these terms is made for the benefit of the parties to it and is not intended to benefit, or be enforceable by any other person. The right of the parties to terminate, rescind, or agree any amendment, variation, waiver or settlement under such contract is not subject to the consent of any person who is not a party to the relevant contract.
These terms, together with the information placed by us on our website relevant to each booking at the time of such booking, contain the entire agreement and understanding of the parties in relation to the Courses and the Course Material, and supersede all previous agreement and understanding between the parties in relation to the Courses and the material; each party acknowledges that no representations not expressly contained in these terms have been made by or on behalf of the other party in relation to the Courses or the Course Material.
These terms will be governed by and construed in accordance with English law, and the courts of England and Wales will have non-exclusive jurisdiction to adjudicate any dispute arising under or in relation to these terms.
The full name of our company is Alpha Finance Advisors Limited. We are registered in England and Wales under the company registration number 05884679; our VAT number is 894 0160 21. Our principal postal address is 1 Regent Street, London SW1Y 4NS. You can contact us by email to firstname.lastname@example.org.